What is Home Credit

Home Credit is for those customers who desire the personal service. After your initial enquiry,  one of our local collectors will call to your home at a time to suit you, to discuss your requirements and complete your application. This same collector will continue to call each week throughout the terms of your agreement.

Our greatest strength is the relationship we have with our customers. Our weekly service allows us to understand better our customers needs and in turn attempt to provide the products and service  that our customers require.

With a home collected loan, if you are forced to miss a payment, no additional charges are added. All we would ask of you is that you make up the payment throughout the duration of the loan.

Representative example

  • Advance                                £200
  • Repayable over                    22 Weeks
  • Normal weekly payment     £14.00
  • Total amount repayable      £308.00
  • Representative                     716.5% APR

For customers who would prefer or require alternative means of repayment, we offer both weekly debit card and continuous payment facilities.


Authorised and regulated by the Financial Conduct Authority FRN 706238