Short Term Loans

Valleys Finance
Based on 39 reviews
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Angles Jones

I needed a short-term loan to help establish a credit history. The process was easy and I had the funds in my bank within 2 days after completing the documentation. My repayments have been hassle free with the office setting these up on Direct Debit. Five star service!


Heidi Simon

Valley finance are a really good company for shortterm borrowing,our agent Gary is absaloutley brilliant and always polite. Would 100% reccomend to friends.


Emily Cushen

Fab company for a short term loan. Never had any issues. Only wish they would bring back the Christmas hampers! Used to love them

Apply For A Loan Online, It’s Quick and Simple

Representative example
Advance £200 – Repayable over 22 Weeks – Normal weekly payment £14.00 – Total amount repayable £308.00 – Representative 716.5% APR

Doorstep Loan Lender

As a home collected loan company, we can provide direct to door loan services to our customers. We offer tailored repayment plans for all types of short term finance, and you’ll be assigned your own dedicated loan collector when you choose Valleys Finance. So if you’re searching for “Short Term Loans”, “Home collected Loans”, or something similar, then be sure to apply with Valleys Finance today. All loans are subject to the relevant credit, ID and affordability checks.

5 Easy Steps To Apply For A Home Collected Loan





Why Choose Valleys Finance For Loan Services?

Next Steps For Loan Applications With Us

  1. Use the calculator to choose your requested loan.
  2. Complete the initial online application.
  3. If successful, we’ll arrange for our representative to take you through the affordability assessment to ensure that it’s the right loan for you.
  4. We’ll arrange when to collect your repayments, either from your home or by debit card.

Note – Before you apply there’s a a few things to check

  1. You must be over 18 years of age.
  2. Be resident in the UK.
  3. Have a regular income.
  4. Not have been declared bankrupt or had a DRO or IVA in the past 6 years.
  5. That you are not currently receiving debt advice over previous or current commitments.

Searching For Loans Near Me?

Should you be searching for “Loans Near Me”, then Valleys Finance can help you. We offer short term cash loans to customers across South Wales, Cornwall, Devon, Manchester, Merseyside and the West Midlands. Whether you’ve suffered a car breakdown, or simply need to cover the cost of a large purchase, or something else, a short term loan could be an option to consider. Our cash loans are designed to be taken out over a short period of time and loan repayments are tailored to suit your specific financial requirements.

Home Collected Loans - Frequently Asked Questions

A. An affordability assessment is carried out each time a customer applies for a loan and is required to ensure that the loan is right for you today and for the term. It is a process of checks and questions carried out by one of our local staff when they visit you at your home.

A. We would aim to complete any successful applications within 2 to 3 working days.

A. Of course you can. We will treat your application on its own merits, however, we cannot guarantee that every loan application will be successful. We only offer loans to people who can show that they're in a position to meet the repayments.

A. Yes. We are obligated to record all our loans with two CRA's and ongoing monthly payment history.