Loans Caerphilly

Cash Loans Caerphilly

At Valleys Finance, we offer loans in Caerphilly and across the surrounding areas. As an independent home collected loan company, we can provide short term credit solutions for a wide range of reasons. Whether you’ve suffered a car breakdown, or simply need to spread the cost of an expensive purchase, then Valleys Finance could help you. We have years of experience working in the personal loans industry and have many happy customers.

We can offer cash loan solutions and tailored repayment plans to suit your circumstances. With your own dedicated loan collector, they’ll work closely with you to keep your loan on track and to ensure your repayments are made on time and in full. So, if you’re searching for “Loans Caerphilly”, “Home Collected Loans Caerphilly”, or something similar, then be sure to apply with Valleys Finance today. All loans are subject to the relevant credit, ID and affordability checks.

Valleys Finance
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Angles Jones

I needed a short-term loan to help establish a credit history. The process was easy and I had the funds in my bank within 2 days after completing the documentation. My repayments have been hassle free with the office setting these up on Direct Debit. Five star service!


Heidi Simon

Valley finance are a really good company for shortterm borrowing,our agent Gary is absaloutley brilliant and always polite. Would 100% reccomend to friends.


Emily Cushen

Fab company for a short term loan. Never had any issues. Only wish they would bring back the Christmas hampers! Used to love them

Short Term Loans in Caerphilly

The team at Valleys Finance offer short term loans that have affordable repayments. As a personal loans company, we cover the whole of the Caerphilly area and have zero hidden fees or charges. If you are based in the Caerphilly area and are looking for a short term cash loan? Then why not see how we can help you – Valleys Finance can offer you a short-term solution. If you would like to find out more information on the services we offer or how we can help you, be sure to get in touch!

Apply For A Loan in Caerphilly with Valleys Finance

Should you be in need of a loan in Caerphilly, then be sure to apply with Valleys Finance. As one of the leading loan companies in the area, we are committed to providing affordable and flexible home credit loans. All loans are subject to the relevant checks being carried out. For more information or to discuss a loan application with us, please don’t hesitate to get in touch. One of our team is always on hand to assist.

Face to Face Home Collected Finance

Home collected loans are one of the oldest types of face to face finance available in the country and they are still highly popular with the customers of Caerphilly. Loan applications can be carried out in person and repayments can easily be made by one of our loan collectors visiting your home each week. In addition to this, we also accept payments via direct debit and continuous payment authority. At Valleys Finance, we take great pride in being a home collected loan providers in the Caerphilly area.

Apply For A Loan Online, It’s Quick and Simple

Representative example
Advance £200 – Repayable over 22 Weeks – Normal weekly payment £14.00 – Total amount repayable £308.00 – Representative 716.5% APR

Valleys Finance – Your Local Loan Company near Caerphilly

Valleys Finance is a third generation, family owned loan company based near Caerphilly. We take great pride in being a responsible lender and are committed to providing home credit financial services and short term loans to our customers in the Caerphilly area. We are fully authorised and regulated by the Financial Conduct Authority (FRN 706238) and as such we follow their rules, regulations and best practices. We have been members of the Consumer Credit Association for over 30 years. Our dedicated loan team takes great pride in providing honest, first class customer service.

Why Choose Us For Cash Loans in Caerphilly?

  • Thousands of happy customers
  • No hidden charges or late fees
  • Over 60 years of experience as a short term loan lender
  • We are regulated by the FCA and members of the CCA
  • A team of dedicated and highly skilled loan team

Searching For Loans Near Me in Caerphilly? Contact Valleys Finance

Should you be searching for “Cash Loans Caerphilly”, “Short Term Loans Caerphilly”, or something similar, then Valleys Finance can help you. We offer home collected loan services to customers based in and around the Caerphilly area. We can provide loans for a wide range of reasons. Our cash loans are designed to be taken out over a short period of time and loan repayments are tailored to suit your specific financial requirements. Contact us today to apply for a loan with Valleys Finance. All loans are subject to the relevant credit, ID and affordability checks.

Loans Caerphilly – Frequently Asked Questions

A short term loan, sometimes referred to as a quick loan or cash loan, is a type of loan where money is borrowed for a specific period of time, usually ranging between 14 and 52 weeks. As with any type of loan, you will agree to make repayments to cover the cost of the loan and any interest. Short term loan repayments may be made weekly, fortnightly or monthly and payment is usually made with cash, CPA or direct debit. Most short term loans are considered unsecured loans.

The simple answer is NO. As a responsible lender, a Consumer Credit Association member and being regulated by the Financial Conduct Authority, we are required to carry out credit checks as part of any loan application. We also carry out affordability checks and take this into account alongside your credit reference check, before making any decision. If you are being offered a loan by any company without the need for a credit and affordability check, then you are likely entering into an agreement with an unauthorised lender. For more information or to discuss a loan application with us, please don’t hesitate to get in touch.

When you choose Valleys Finance, we allow for loans to be spread over a period of time ranging between 14 and 52 weeks. Our repayment plans are tailored around the amount of money you lend and your affordability requirements.

When you take out a loan with Valleys Finances, we can accept repayments in cash, by direct debit or via CPA.

If you’d like to apply for a loan, then you can do so online via our website and one of our team will get in touch with you to discuss the next steps. Alternatively, you can call us on 01495 722333 and one of our team will arrange an appointment with you.