If you have problems with debt, there is help available to you

We would recommend you use one of the “not for profit” organistions such as the
StepChange Debt Charity or National Debtline

These organisations have charity status and will help sort your problems at no additional cost to you.
They will negotiate with your creditors on your behalf

We also recommend against using any debt consolidation service or fee charging debt company without
first obtaining free advice