A family lender, working locally
Valleys Finance has lent as a family business since 1969. Our South West agents cover rounds from Plymouth and Exeter across Cornwall and up through Somerset.
Areas We Cover
Doorstep & pay weekly loans across the South West
Home collected credit for new customers, usually up to £200, with local agents across Devon, Cornwall and Somerset. Fixed weekly repayments, no hidden fees, and a local agent who knows the area. All lending is subject to affordability and credit checks.
Local Doorstep Lending
Home collected credit across Devon, Cornwall and Somerset
A pay weekly loan is a small cash loan repaid in fixed weekly instalments. Instead of one large monthly bill you pay a small set amount each week, and for many of our customers that payment is collected in person by a local agent who calls at home.
Across the South West our agents cover Plymouth and the surrounding towns, Exeter and east Devon, Torbay and Newton Abbot, north Devon around Barnstaple, much of Cornwall from Saltash through St Austell and Truro to the far west, and Somerset around Taunton, Bridgwater and Yeovil. Rural coverage is patchier than in the towns, which is why checking your postcode matters here more than anywhere. Every loan carries a fixed weekly amount and a total repayable agreed before you borrow.
Find Your Area
Where we lend in the South West
Choose your area below to see local coverage, the postcodes we serve and how to apply. If your town isn’t listed, we may still cover it — get in touch and we’ll check.
Devon
Cornwall
Somerset
Not sure if we cover your postcode?
Use the postcode checker for an instant answer. It reads from our live coverage records, so it's accurate even where a town has no page of its own.
Simple and Personal
How a doorstep loan works
1
Apply online or by phone
Tell us how much you'd like to borrow. It takes a few minutes.
2
We check affordability
We review affordability and carry out a credit check.
3
Meet your local agent
If approved, your agent explains everything in plain English.
4
Repay weekly
Usually collected in person; other methods available too.
FAQS
Questions about the South West
Coverage is stronger in the towns than in remote rural areas, and rounds do not reach every village. The postcode checker gives a definitive answer for your address in seconds.
Our rounds run from Saltash and Liskeard in the east, through Bodmin, St Austell and Truro, and on to Camborne, Redruth, Falmouth, Newquay and Penzance in the west.
New customers can usually borrow up to £200. Returning customers may be offered more, subject to affordability.
Possibly. We consider affordability alongside your credit history, so a low score does not automatically rule you out. Approval is never guaranteed.
Many customers have their payment collected in person by a local agent. Not all payments are collected at the door, however — other repayment methods are available and your agent will explain them.
Apply for a loan in the South West
Fixed weekly repayments, a friendly local agent, and no hidden charges. All lending is subject to affordability and credit checks.
Representative example: Advance £200, repaid over 22 weeks at £14.00 per week. Total amount repayable £308.00. Representative 716.5% APR.